With the end of the year approaching, how are you guys doing?

I am still here, though I must admit this has been the worst financial year I've had... in years.

Nothing catastrophic. Just stupidity on my part. Made a major mistake playing the Netflix stock and lost a bunch of money there. The rest had to do with me trying to improve my diet and fitness, which sadly does cost money, so I don't entirely regret that part.

On the upside, I once again saved up enough to contribute to my Roth IRA by January. However, I am not sure if I can pull that off again for 2014. I guess we will have to see.

Also, I am still gainfully employed and am working on improving income. Still recovering from the recession, this hasn't been an easy task, but it's going.

To end on a more positive note, I have learned things about diet and fitness that I've never known previously in my life. Whey protein, omega-3, quinoa, tempeh, HIIT, pre-hab, leangains, even P90X. These are terms that I didn't understand or even knew existed at the beginning of the year. It gives me a strange kind of hope for next year I guess.

Financially, not a whole lot happened besides seriously denting my net worth. I did finally consolidate and streamline my finances, so that's another upside.