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Archive for December, 2014

Incompatibility

December 27th, 2014 at 07:09 pm

I was going to start out by rambling about how materialistic this girl I know of, but the more I think about it, the more I realized that maybe that's still the norm. That perhaps I am the strange one.

I guess for a guy who has pondered about living in a van down by the proverbial river, my standards certainly doesn't quite match her more jet set lifestyle.

I have to keep reminding myself of this because when I get interested in someone, it's hard to see through the emotional fog so to speak.

It's a shame though, because I wish I could find somebody that is right for me. Somebody who sees frugality as a blessing, and not a curse.

Christmas freebies

December 24th, 2014 at 10:46 pm

Anybody like Michael Buble? Have Android (Google Play)? If so, his Christmas album is free this week! I like Bubbles and it's free so I picked this up.

Speaking of freebies, the kitchen staff gave us a free meal at my work place, and the food was just well it's great for that price. I can't complain. I couldn't help but smile, so really, you can't beat that.

Uh happy holidays still!

Holiday updates

December 23rd, 2014 at 06:41 pm

* Finally got my rewards Visa card in the mail. Activated.

* Got a matching credit limit increase with my rewards Amex.

* Got both cards tied to my checking account for automatic cashback.

* Contributions for my Roth 2015 is standing ready.

So far so good.

Again, this is all I ever wanted to do with my CCs into the foreseeable future. So, am very pleased with the way things are now.

If I don't stop by again, I hope everyone have a safe and happy holidays!

Got a new rewards CC

December 9th, 2014 at 02:10 pm

I've had a rewards Amex for a while now, and I plan to keep using it. It gives me 2% cashback on all purchases, and I really want to build a history with Amex anyway.

However, there are times when I run into shops where they just won't take an Amex, and I've had to resort to an older, regular MasterCard.

So, I've been eyeing this rewards Visa card for a while now, and I was going to wait until next year to apply, but I decided to just go ahead and do it.

So, I am approved. This is great. The only downside with this card is that it only gives 1.5% cashback for the first $15k purchase. After that, it's 2%. So, for me, my CC habits will stay exactly the same. I am just going to keep charging everything on my Amex unless they don't take it. Then I'll switch to the Visa.

Best of all, both cards are tied to my investment accounts, so it is easy for me monitor everything all in one place, and any cashback rewards are automatically deposited into my checking account.

With that, I think I am done with credit cards for quite a while.