There is so much truth to this! I think that the financial impact is especially pertinent... I remember when I was a kid there was a family in our community that seemed to have a lot of money. Big house, several nice cars, fancy clothes, etc. They went on big vacations, and all of those things, as well. Well, imagine our surprise when that family literally disappeared one night, with no forwarding address or contact with any friends. It turned out that they were in debt up to their eyeballs, and then one night the parents took their kids and vanished. I have no idea where they went, or what it would lead to for them down the road, because the completely lost track of them, but it was interesting and it made an impact on me as a young teenager. There is no insurance that the person who is ostentatiously spending has the financial wherewithal to actually afford it. Their carrot plant could be all leaves.